Restaurant Insurance Specialists

We specialize in Restaurant, Hospitality and Food Service risks, and utilize the Seven Deadly Sins guide to help Restaurant Owners prepare and protect in advance for common pitfalls that often impact & can  compromise a Restaurant’s owners ability to actually stay in business.

Owning your own restaurant or fine dining establishment can be a delicate balancing act, as you well know…

Your Restaurant relies on many things… your kitchen, employees, suppliers, and equipment in order to create a memorable dining experience for your guests.

Most small-business owners, when faced with a costly catastrophe, don’t have the deep pockets to fund an unexpected financial calamity

Are you aware of the Seven Deadly Sins, and their potential crippling impact on your business livelihood?

  • Coinsurance Clause & its restrictions
  • Liquor Liability coverage
  • Business Interruption coverage – On & Off premise losses
  • Improvements & Betterments coverage
  • Food Spoilage coverage
  • Sewer & Water Backup coverage
  • The Right Agent or Broker

Our small business insurance acts as a safety net when these worst-case scenarios ‘that will never happen’ do happen.

Our experienced staff can design programs for your Property & Liability, Business Auto, Liquor Liability, Workers Comp and Umbrella Liability needs.

We take the steps with you ‘before it happens’…
so you can rest easy if it ever does.

And because the costs of liability claims and property damage can potentially devastate your establishment, it’s better to on the side of caution than to mistakenly believe it will “never happen” to your business.

Our Hours

Monday - Thursday 8:30 AM - 4:30 PM
Friday 8 AM - 4 PM

Have Questions?

We would be happy to help you learn more about your insurance options.

Our Carriers

Property and Casualty
American Strategic Insurance
Bunker Hill
Chubb
Foremost
Greater New York
Hanover
Harleysville
Hartford
Mapfre
MetLife
National General
National Grange Mutual
New London County Mutual
Liberty Mutual
Ohio Mutual
Philadelphia
Plymouth Rock
Progressive
Quincy Mutual
Safeco
Selective
State Auto
Travelers
Utica First
Vermont Mutual

Health
Anthem
CBIA
Connecticare

Life
Genworth
American General
Banner Life
MetLife
Prudential Life

Jarrett Insurance Agency • 657 Enfield Street • Enfield, CT 06082
Tel: 860-745-4222

Member New England Insurance Alliance